Your home may be the most valuable asset you will own in your lifetime. To protect this asset, you will want to ensure that you have the best possible insurance protection in place. Your mortgage holder will, in most cases, require you to have this insurance. At Lupke Rice Insurance in downtown Fort Wayne, Indiana, we work with our clients to identify the homeowners coverage that will best protect you in a wide range of unexpected events.
When your property is damaged, your homeowners policy will suddenly become extremely important. Most people have not taken the time to read the small print on a policy, and even if they try, the “insurance-ese” can be difficult to understand. At Lupke Rice Insurance, we explain what the policy means in plain language, and how one policy may be better than another.
For example, will your personal possessions be replaced? Are you protected against vandalism or theft? Will you have access to funds for accommodations if your home has become unlivable? What if someone is injured on your property? Do you need flood insurance or Identity Theft? How much will you be paying out-of-pocket for your deductible, and are there different deductibles for different coverages? There are many different features to a homeowners policy contract and it’s crucial that you understand what you are purchasing.
Call or email today and schedule a call back, or in-person appointment, with one of our agents. They will work with you to protect this great investment with a homeowners policy that suits your needs. We are also happy to review your current homeowners policy and help you discover whether there is better coverage available. We are ready to serve you!